financial services employment Jobs

8/24/2009 - Melville, NY - Claim Rep Outside Property Content
Travelers
Committed. Competitive. Constructing our Future. That's Travelers. We are one of the leading insurance companies in the United States. Our superior financial strength and consistent record of strong operating returns mean security for our customers - and opportunities for our employees. You will find Travelers to be full of energy, and a workplace in which you truly can make a difference. SUMMARY: Handle the contents component of 1st party Personal and Business Insurance Property claims including inventory, ownership and existence to include photographs, written inventory and/or computer assisted inventory. PRIMARY DUTIES: Investigate and evaluate all relevant facts to determine contents coverage, damages and liability of first-party property damage claims Complete a scope, inventory, and evaluation with documentation, on contents losses Establish timely and accurate claim and expense reserves Negotiate and convey claim contents settlements within authority limits Write denial letters, Reservation of Rights and other complex correspondence Control damages through proper usage of cost containment tools Meet all quality standards and expectation per Property Best Practices Maintain an effective diary system and document claim file activities in accordance with established procedures Manage file inventory to ensure timely resolution of cases Handle files in compliance with state regulations, where applicable Provide excellent customer service to meet the needs of the insured, agent and all other internal and external customers Identify and refer claims with MCU exposure to the supervisor Recognize when to refer claims to Special Investigations Unit and/or Subro Unit Perform any other duties as required Occasional Catastrophe Duty, including other offices and states may be required Occasional third party task assignments from other lines of business Collaborate with other Property Claims Professionals to provide training and expertise in contents claim handling Occasionally handle minor building and ALE claims to conclusion Requires outside inspections and some travel EDUCATION/COURSE OF STUDY: College degree or equivalent in business discipline WORK EXPERIENCE: Previous property claim handling experience is preferred COMMUNICATION SKILLS: Strong verbal and written communications skills COMPUTER SKILLS: Working knowledge of Excel and Word OTHER: Knowledge of Impact system helpful Excellent organizational skills with the ability to work independently Solid analytical skills Strong negotiation skills Strong time management skills The Outside Property positions require the individual to access and inspect all areas of a dwelling or structure which is physically demanding requiring the ability to carry, set up and climb a ladder weighing approximately 38 pounds; walk on roofs; and enter tight spaces (such as attic staircases and entries, crawl spaces, etc.). Incumbents who fill this position will be subject to periodic post-hire criminal background checks while employed in this position. As a condition of acceptance for the position, selected candidates for this position will be required to electronically accept the Fair Credit Reporting Act (FCRA) Disclosure Statement and Authorization included in the online employment application. You may also be subsequently asked to accept similar FCRA authorizations periodically throughout your employment with the Company.
Posted on iHireInsurance.com - Apply Now - Post Job

11/2/2009 - Richardson, TX - 2VP, Underwriting - Personal Insurance Sales
Travelers
Committed. Competitive. Constructing our Future. That's Travelers. We are one of the leading insurance companies in the United States. Our superior financial strength and consistent record of strong operating returns mean security for our customers - and opportunities for our employees. You will find Travelers to be full of energy, and a workplace in which you truly can make a difference. SUMMARY This position is responsible for the execution of all underwriting programs and processes within the Direct and Affinity sales groups. The position also has responsibility to develop programs to ensure proper classification and pricing of risks while maintaining and promoting a positive customer experience. This position will work with Home Office business groups, Consumer Marketing, Call Center Management and Corporate Audit/compliance to ensure compliance of state laws, regulations and Travelers Underwriting philosophy. This position will analyze and develop processes based on source of customer inquiry (mail web or mass media) and location (state county). DUTIES In conjunction with Home Office and DIRECT personnel, monitors profitability through continued analysis of financial data and develops appropriate action plans to meet profit and growth objectives. Develop process and programs to manage sales agents underwriting proficiency through various stages of learning curve while maintaining a smooth and seamless underwriting experience for the consumer. Analyze business by source (Internet Mass Media + Direct Mail) and develops underwriting controls to ensure proper classification. Works with Welcome Team to optimize customer experience. Coordinate and implement roll-out of certification/referral program and the quality analysis program to ensure proper underwriting and pricing of individual risks among all Centers and staff. Coordinate all compliance and underwriting guidelines changes, and conduct internal audit to ensure compliance to state regulations and consistency. Communicate and implement all underwriting protocol changes. Home office liaison for audit, underwriting, compliance, pricing meetings, and ad hoc projects. Coordinates the communications of all underwriting, product, and compliance changes for Sales and updates to Live Publish State pages. Work with BC service management to monitor adverse underwriting decision process (cancellations, re-pricing, upgrading) to ensure loss ratio and compliance goals are met, and adequate premium is collected. Work with Home Office and BC Underwriting on managing the Property Inspection Program for Sales. Partner with Service to an effective Licensing State Licensing Process for sales and ensures compliance with all state licensing laws and regulations. Works closely with Home Office and Retail Business Centers to ensure consistency with underwriting philosophy and procedures. Provide direction to the operating areas for audit process and monitor the integration of underwriting knowledge and processes into operations. Continuously monitors underwriting processes for efficiencies and expense savings. Ensure that core activities are effectively monitored through quality assurance with timely feedback provided to operations. Identify technology and process improvements to improve operational efficiencies. Utilize analytics to identify areas of underwriting opportunity aimed at improving loss results and underwriting effectiveness. COMPETENCIES/QUALIFICATIONS: College degree and/or insurance industry study (CPCU) preferred. At least 10 years underwriting supervision experience is required. Sufficient experience to demonstrate comprehensive understanding of insurance company operations, personal lines products, underwriting programs, and industry issues. Field and Home Office experience is a plus. Business and organizational knowledge strong technical expertise in underwriting, products, sales, and distribution. Front line experience with a sales team or sales culture is a plus.
Posted on iHireInsurance.com - Apply Now - Post Job

1/30/2010 - Reading, PA - Mortgage Originator
M&T Bank Corporation
This position is located in Reading, PADID YOU KNOW: M&T Bank made Forbes Magazines 400 Best Big Companies list for the 10th time this year, that weve been in business for over 150 years and are one of the nations top 20 bank holding companies with close to $66 billion in assets? Within our Mortgage team, we already have a seasoned group of professionals who specialize in creative outside sales, superb customer service and producing amazing results! In this position, you will play an integral role in growing M&Ts Mortgage presence in the market! OVERALL GOAL OF POSITION:To work with existing and new customers who are interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and/or other residential mortgage programs that best meet their financial needs and objectives.CUSTOMER SERVICE GOALS:To Interview applicants and collect/ analyze information regarding their income,assets, debts and credit data as well as their needs, desires, and earnings, obtain and analyze pertinent financial and credit data. - Independently assesses applicants credit worthiness and determine productsthat best meet the customers needs and financial circumstances and advisespotential borrowers regarding the advantages and disadvantages of differentfinancial products. - Make recommendations to customers regarding other bank products or toalternative lending vehicles. - Represent the bank in the community and related functions to identify,develop and promote additional business. SALES GOALS: -To cultivate new mortgage business. Market, service and promote the banksmortgage products. This includes the solicitation of residential first mortgagesthrough contacts with Realtors, builders, and developers. Regularly works at abank facility, but may be required to travel to and work at prospective customers'homes or business locations. -Ensure lending compliance with all origination procedures including bank policiesand procedures and regulatory requirements. -Independently monitor trends and developments in the local real estate market, aswell asthe changing rules and regulations pertaining to both private and governmentinsured mortgages.WHAT YOU NEED TO BE SUCCESSFUL: -Two (2) to three (3) years current mortgage sales experience in the existing market. -An existing pipeline of business with a stable Center of Influence in the market. -A thorough knowledge of FHA/VA regulations, conventional loan requirements andReal Estate law. -General knowledge of personal computers and software programs. -Strong mathematical skills. -Self-motivated and well organized. Excellent verbal and written communicationskills and the ability to interact with individuals at all income levels in aprofessionalmanner. -Demonstrated ability to work independently and to follow through on details tocompletionand the ability to work under critical time constraints.
Posted on iHireBanking.com - Apply Now - Post Job

12/19/2009 - Evans, GA - Mortgage Loan Originator
Synovus
This is a 100% commissioned job. Calls on current affiliates, Realtors, and builders to solicit mortgage loans. Networks with agents, attorneys, CPAs, appraisers to develop referral base. Executes loan application process in full, and assists processor in gathering information needed to approve the loan. Participates in community activities in order to keep contacts fresh and better understand the local real estate market. Negotiates competitive fees and rates for the various loan programs. Generates new ideas to facilitate productivity and enhance customer service. Responsibility Level: Responsible for developing loan referrals and repeat loan business. Requires a high level of customer service and attention to detail. Works independently and must be a self-starter. Incumbents are expected to get along well with other employees, follow directions, work well under stress, and maintain acceptable attendance on the job. In order to be considered for this position, candidates must be eligible to work in the U.S. and will not need sponsorship from the employer now or in the future, in order to obtain, extend or renew authorization to work in the United States. Synovus Mortgage is an Equal Opportunity Employer supporting Diversity in the workplace. M/F/V/D
Posted on iHireBanking.com - Apply Now - Post Job

1/30/2010 - Lancaster, PA - Mortgage Originator
M&T Bank Corporation
This position is located in Lancaster, PADID YOU KNOW: M&T Bank made Forbes Magazines 400 Best Big Companies list for the 10th time this year, that weve been in business for over 150 years and are one of the nations top 20 bank holding companies with close to $66 billion in assets? Within our Mortgage team, we already have a seasoned group of professionals who specialize in creative outside sales, superb customer service and producing amazing results! In this position, you will play an integral role in growing M&Ts Mortgage presence in the market! OVERALL GOAL OF POSITION:To work with existing and new customers who are interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and/or other residential mortgage programs that best meet their financial needs and objectives.CUSTOMER SERVICE GOALS:To Interview applicants and collect/ analyze information regarding their income,assets, debts and credit data as well as their needs, desires, and earnings, obtain and analyze pertinent financial and credit data. - Independently assesses applicants credit worthiness and determine productsthat best meet the customers needs and financial circumstances and advisespotential borrowers regarding the advantages and disadvantages of differentfinancial products. - Make recommendations to customers regarding other bank products or toalternative lending vehicles. - Represent the bank in the community and related functions to identify,develop and promote additional business. SALES GOALS: -To cultivate new mortgage business. Market, service and promote the banksmortgage products. This includes the solicitation of residential first mortgagesthrough contacts with Realtors, builders, and developers. Regularly works at abank facility, but may be required to travel to and work at prospective customers'homes or business locations. -Ensure lending compliance with all origination procedures including bank policiesand procedures and regulatory requirements. -Independently monitor trends and developments in the local real estate market, aswell asthe changing rules and regulations pertaining to both private and governmentinsured mortgages.WHAT YOU NEED TO BE SUCCESSFUL: -Two (2) to three (3) years current mortgage sales experience in the existing market. -An existing pipeline of business with a stable Center of Influence in the market. -A thorough knowledge of FHA/VA regulations, conventional loan requirements andReal Estate law. -General knowledge of personal computers and software programs. -Strong mathematical skills. -Self-motivated and well organized. Excellent verbal and written communicationskills and the ability to interact with individuals at all income levels in aprofessionalmanner. -Demonstrated ability to work independently and to follow through on details tocompletionand the ability to work under critical time constraints.
Posted on iHireBanking.com - Apply Now - Post Job

8/25/2009 - Fargo, ND - Investment Financial Consultant
U.S. Bancorp
Contacts and profiles customers to determine their financial goals, objectives and current financial position. Proactively recommends investment solutions to your clients from a variety of partners such as AIG, Allstate, Franklin Templeton, New York Life, MetLife, Putnam Investments, Hartford and more while complying with all pertinent laws, regulations and corporate policies. Trains branch staff on the services we offer and partner with them to recognize referral opportunities.Your Career is Here!
Posted on iHireFinance.com - Apply Now - Post Job

11/2/2009 - Norwood, MA - Personal Lines Underwriter
Travelers
Committed. Competitive. Constructing our Future. That's Travelers. We are one of the leading insurance companies in the United States. Our superior financial strength and consistent record of strong operating returns mean security for our customers - and opportunities for our employees. You will find Travelers to be full of energy, and a workplace in which you truly can make a difference. This position may reside in our Worcester or Norwood location. Summary: Provide technical underwriting support for assigned agencies within the team as well as making individual underwriting decisions on referred accounts. Job Components/Critical Responsibilities: -Handle underwriting decisions on new business, renewals and referrals that fall outside the guidelines and within delegated authority levels. Recommend risks above their letter of authority. Typically these individuals hold Level I or Level II authority levels. -Handle assigned workload within quality, productivity and service standards as established by the business centers. -Provide technical underwriting support for team members -Handle underwriting edit referrals -In conjunction with business center management and field marketing, and Agency Portfolio Managers (APMs) assist with agency management including monitoring of loss ratio and agency exceptions -Handle Adverse Decision Letters for own decisions -Provide assigned agencies with necessary training -Assist in training of team members -Provides Support for Personal Insurance Counselor staff -Assist with book transfers -Handle Insurance Department complaints -Keeps up to date on regulatory changes, PLUM bulletins and other ongoing training. -Business travel as needed. -Perform other related duties as required Competencies/Qualifications: -Prior Underwriting Experience -Customer Focus -Business/Technical Knowledge -Teamwork/Rapport building skills -Strong written & verbal communication skills -Knowledgeable in Personal Lines products and systems -Familiar with agency management & MA industry -College degree or equivalent work experience -Valid agents license desirable -Effective organizational and time management skills
Posted on iHireInsurance.com - Apply Now - Post Job

9/14/2009 - Phoenix, AZ - Program Finance Analyst I
General Dynamics C4 Systems
Successful candidate will assume entry level program finance analyst responsibilities including performing the following tasks:1) Prepares invoices and tracks receivables2) Reviews labor charges for accuracy and prepares labor adjustments as required3) Monitors actual program costs, compares to plan and explains variances4) Assesses profit accrual rates5) Analyzes risk and funding issues6) Reconciles retained and WIP balances7) Performs month end close activities including use of the Oracle Projects financial system and preparation of monthly journal vouchers8) Prepares monthly internal and external reportingBS/BA in Accounting, Finance, Business Management, Business Operations Management Ability to learn how to perform complex financial cost and profit analysis as part of a product program team.Experience with Microsoft EXCEL, WORD and PowerpointAbillity to learn advanced computer applications such as Oracle ProjectsWorking knowledge of GAAPKnowledge of CAS/FAR helpfulKnowledge of job order costing helpfulBasic analytical and interpersonal skillsTeam player with a "can do"
Posted on iHireFinance.com - Apply Now - Post Job

8/25/2009 - Framingham, MA - Financial Analyst - Sales Audit
The TJX Companies, Inc.
Job Summary:Performs monthly close functions and reconciliations for all sales related accounts for TJMaxx, Marshalls, AJ Wright and HomeGoods to ensure the integrity of the accounts. Prepares key financial management reports, analyzes trends associated with these accounts, and summarizes key points to management. Prepares the annual plan for all sales related accounts. Reviews the plan monthly and prepares and submits the Rolling Plan for usage and trending changes on each account. Prepares all ad hoc analyses as required for all four chains. Partners with Systems to resolve issues affecting financial records and to develop, test and implement future enhancements and new business requirements as related to specific responsibilities. Documents procedures and systems to ensure efficiency and effectiveness. Recommends changes to improve the financial affect that Sales Audit processes and/or procedures have on related accounts. Trains associates as required.Major Areas of Responsibility:50% of time:Ensures the integrity of sales related accounts, including but not limited to, sales, credit and debit card receivables and expenses, chargeback expense, merchandise credit, gift certificate and stored value card liabilities. Performs monthly close functions, including preparation and review of journal entries and reconciliation of accounts as well as researches material variances for resolution. Communicates with Business Planning and Analysis and Financial Accounting throughout the process to ensure successful close.Prepares and distributes several key financial management reports highlighting key aspects for reference. Analyzes and prepares Executive Summaries to communicate with Business Planning and Analysis and Financial Accounting on all associated accounts for month, quarterly and year end process. Utilizes advanced system skills to access, download and manipulate data and create effective spreadsheets. Communicates and resolves systems issues with the Systems division as related to the financial data.30% of time: Prepares the annual plan for all sales related accounts. Analyzes the accounts on a monthly basis forecasting future months due to trending and industry changes. Communicates changes to Business Planning and Analysis, Financial Accounting and Finance Management.10% of time: Documents existing systems and procedures to ensure efficiency and accuracy. Partners with the Systems division to develop, test and implement new business plans and system enhancements. Works with Systems to resolve issues relating to financial records or accounts.10% of time: Preforms or assists with special projects and analyses as required. Minimum preferred:Excellent analytical and problem-solving skillsExcellent interpersonal and communication skillsExcellent spreadsheet/Excel skillsSolid knowledge of accounting principlesAbility to manage tight deadlines in a fast paced environment2-3 years experience in account reconciliation and analysisBachelor's Degree in Accounting What's In It For You?At the TJX Companies, Inc., conveniently located directly off both the Mass Pike and Route 9, you'll not only enjoy the security of working for a stable and profitable industry leader, but you'll also enjoy the benefits that go along with it, such as: Medical/Dental/Life insurance, a Dependent Care Spending Account, Associate Discounts and a Savings/Profit Sharing 401(k) Plan.Click Here for a full list of the benefits of working for The TJX Companies, Inc.For more information on the Nationwide Community Support efforts of TJX, Click Here.TJX is an equal opportunity employer committed to workplace diversity
Posted on iHireFinance.com - Apply Now - Post Job

10/23/2009 - Nashville, TN - MORTGAGE LOAN OFFICER
Branch Banking and Trust Company
Line of Business: MORTGAGE Job Category: Sales Primary Purpose: Responsible for the sales and marketing of BB&T Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, (Integrated Relationship Management), including the qualifying package of services, and insurance products. Essential Duties and Responsibilities: Following is a summary of the essential functions for this job. Other Duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Execute effective mortgage marketing plans to meet or exceed agreed upon mortgage production goals. 2. Maintain a complete and thorough knowledge of BB&T Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by the bank. 3. Adhere to and comply fully with any and all BB&T policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law. 4. Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as BB&T Mortgage products and their benefits. (Profiling) 5. Consistently execute on BB&T's referral process (IRM) by introducing mortgage clients to other bank services for cross sell opportunities. 6. Assist Mortgage Loan Administration with client, attorney, or appraiser document follow-up as determined through quality control or post closing review. Required Skills and Competencies: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. High school diploma or equivalent education and related training 2. Minimum of one year experience in banking and/or lending environment with basic knowledge of residential property types 3. Good organizational skills 4. Good written and verbal communication skills 5. Possesses solid interpersonal and negotiation skills 6. Demonstrated proficiency in relevant computer applications 7. Ability to provide own transportation to travel as needed Desired Skills 1. Bachelor's degree in Business, Marketing, Accounting, or related studies 2. Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations 3. Completion of elective training curriculum in Mortgage Lending
Posted on iHireBanking.com - Apply Now - Post Job

Narrow your search:

Find Jobs by Specialty