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1/30/2010 - Fishkill, NY - Mortgage Originator
M&T Bank Corporation
This position is located in Fishkill, NYDID YOU KNOW: M&T Bank made Forbes Magazines 400 Best Big Companies list for the 10th time this year, that weve been in business for over 150 years and are one of the nations top 20 bank holding companies with close to $66 billion in assets? Within our Mortgage team, we already have a seasoned group of professionals who specialize in creative outside sales, superb customer service and producing amazing results! In this position, you will play an integral role in growing M&Ts Mortgage presence in the market! OVERALL GOAL OF POSITION:To work with existing and new customers who are interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and/or other residential mortgage programs that best meet their financial needs and objectives.CUSTOMER SERVICE GOALS:To Interview applicants and collect/ analyze information regarding their income,assets, debts and credit data as well as their needs, desires, and earnings, obtain and analyze pertinent financial and credit data. - Independently assesses applicants credit worthiness and determine productsthat best meet the customers needs and financial circumstances and advisespotential borrowers regarding the advantages and disadvantages of differentfinancial products. - Make recommendations to customers regarding other bank products or toalternative lending vehicles. - Represent the bank in the community and related functions to identify,develop and promote additional business. SALES GOALS: -To cultivate new mortgage business. Market, service and promote the banksmortgage products. This includes the solicitation of residential first mortgagesthrough contacts with Realtors, builders, and developers. Regularly works at abank facility, but may be required to travel to and work at prospective customers'homes or business locations. -Ensure lending compliance with all origination procedures including bank policiesand procedures and regulatory requirements. -Independently monitor trends and developments in the local real estate market, aswell asthe changing rules and regulations pertaining to both private and governmentinsured mortgages.WHAT YOU NEED TO BE SUCCESSFUL: -Two (2) to three (3) years current mortgage sales experience in the existing market. -An existing pipeline of business with a stable Center of Influence in the market. -A thorough knowledge of FHA/VA regulations, conventional loan requirements andReal Estate law. -General knowledge of personal computers and software programs. -Strong mathematical skills. -Self-motivated and well organized. Excellent verbal and written communicationskills and the ability to interact with individuals at all income levels in aprofessionalmanner. -Demonstrated ability to work independently and to follow through on details tocompletionand the ability to work under critical time constraints.
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11/19/2009 - Atlanta, GA - CIG Senior Quantitative Financial Analyst
Bank Of America
Bank of America's Corporate Investments Group (CIG) is seeking a highly skilled Financial Engineerer to join our Quantitative Finance team in Atlanta. In addition to its primary function of managing the Bank's discretionary securities portfolio, CIG is charged with developing valuation and risk management models for complex financial products, generating economic scenarios for the company's internal processes and collaborating research with partners in the area of credit loss, economic capital and asset and liability model. The candidate will join the Quantitative Finance team and be responsible for assisting in the research and building prototype for quantitative models. The candidate will work with mathematicians, statisticians, enconomists, traders and programmers to apply both quantitative and qualitative methods. We write all our own code using predominantly Perl and C++. Our work is fast-paced and intellectually challenging, and we interact daily with traders, mathematicians, and senior bank management to improve our models and adapt to changing market and internal needs.
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9/11/2009 - Charlotte, NC - SENIOR FINANCIAL ANALYST
Kelloggs
We have an exciting opportunity for two Senior Financial Analysts in Charlotte, NC working with KUSA Sales Finance team. Responsible for complex financial analyses and reports for management across functions and business units. May be responsible for annual budget process, monthly forecasts, specific expenses, or other reports of financial results. May be responsible for coaching of less-experienced Financial Analysts. The job responsibilities include: -Performs economic/financial research and analyses as assigned for use in development of business strategies and in subsequent analyses of results. -Handles/leads completion of ad-hoc questions/ issues/projects as they arise. -Supports monthly fiscal business reporting, business analysis, and process management, providing financial insight for Region Sales Team and assisting in identifying trends and resolving issues causing deductions. -Provides visibility to trade investments to ensure business invests according to planned levels. -Provides sales trade/overhead planning and analysis. -Potential travel 20-30%. With 2008 sales of nearly $13 billion, Kellogg Company (NYSE:K) is the worlds leading producer of cereal and a leading producer of convenience foods, including cookies, crackers, toaster pastries, cereal bars, frozen waffles, and meat alternatives. The companys brands include Kelloggs, Keebler, Pop-Tarts, Eggo, Cheez-It, All-Bran, Mini-Wheats Nutri-Grain, Rice Krispies, Special K, Chips Deluxe, Famous Amos, Sandies, Carrs, Bear Naked, Kashi, MorningStar Farms, Gardenburger and Stretch Island. Kellogg products are manufactured in 19 countries and marketed in more than 180 countries around the world. Kellogg Company is an Equal Opportunity Employer who strives to provide an inclusive work environment that involves everyone and embraces the diverse talent of its people. Kellogg EOE M/F/D/V
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10/6/2009 - Diamond Bar, CA - Commercial Claims Representative - General Liability
Travelers
Committed. Competitive. Constructing our Future. That's Travelers. We are one of the leading insurance companies in the United States. Our superior financial strength and consistent record of strong operating returns mean security for our customers - and opportunities for our employees. You will find Travelers to be full of energy, and a workplace in which you truly can make a difference. SUMMARY: Investigate, evaluate, reserve, negotiate and settle assigned claims in accordance with Best Practices. Provide quality claim handling and superior customer service on assigned claims, while engaging in indemnity and expense management. Promptly manage claims by completing essential functions including contacts, investigation, damages development, evaluation, reserving, litigation management, and disposition. PRIMARY DUTIES: Timely coverage analysis and communication with insured based on application of policy information, facts or allegations of each case. Consult with Unit Manager on use of Claim Coverage Counsel. Investigate each claim through prompt contact with appropriate parties such as policyholders, accounts, claimants, law enforcement agencies, witnesses, agents, medical providers and technical experts to determine the extent of liability, damages, and contribution potential. Take necessary statements. Identify resources for specific activities required to properly investigate claims such as Subro, Risk Control, nurse consultants, and fire or fraud investigators and to other experts. Request through Unit Manager and coordinate the results of their efforts and findings. Verify the nature and extent of injury or property damage by obtaining and reviewing appropriate records and damages documentation. Keep effective diary management system to ensure that all claims are handled timely. At required time intervals, evaluate liability and damages exposure, and establish proper indemnity and expense reserves. Utilize evaluation documentation tools in accordance with department guidelines. Responsible for prompt, cost effective, and proper disposition of all claims within delegated authority. Negotiate disposition of claims with insureds and claimants or their legal representatives. Recognize and implement alternate means of resolution. May manage litigated claims. Develop litigation plan with staff or panel counsel, track and control legal expenses. Assure cost-effective resolution. Maintain claim files, have an effective diary system, and document claim file activities in accordance with established procedures. May attend depositions, mediations, arbitrations, pre-trials, trials and all other legal proceedings, as needed. Update appropriate parties as needed, providing new facts as they become available, and their impact upon the liability analysis and settlement options Recognize cases based on severity protocols to be referred timely to next level claim professional or Major Case Unit. Appropriately deal with information that is considered personal and confidential. Compliance with Claim Department's Best Practices. Fulfill specific service commitments made to certain accounts, as outlined in Special Account Communication (SAC) instructions, and inquires from agents and brokers. Represent the company as a technical resource, attend legal proceedings as needed, act within established professional guidelines as well as applicable state laws Provide quality customer service and ensure file quality. Share accountability with business partners to achieve and sustain quality results. EDUCATION/COURSE OF STUDY: College degree or equivalent in business discipline preferred. CERTIFICATES/DEGREES: State license where applicable & continuing education OTHER: Completion of claim handling training program. Strong negotiation and customer service skills. Demonstrated knowledge and ability in claims handling. Advanced level knowledge and skill in claims and litigation. Basic working level knowledge and skill in various business line products. Poised, polished communication skills. Hardware and software skills and abilities including computers and other similar electronic devices. Demonstrated good organizational skills with the ability to prioritize and work independently. Demonstrated strong written, verbal and interpersonal communication skills including the ability to convey and receive information effectively. File Management Business Knowledge/Technology Customer Focus Relationship Management Change Management Decision Making Leadership In A Matrix Environment Strategic Thinker Creativity Initiative Collaboration Communicates Effectively And Influences Others Trend Analysis
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9/14/2009 - Phoenix, AZ - Program Finance Analyst I
General Dynamics C4 Systems
Successful candidate will assume entry level program finance analyst responsibilities including performing the following tasks:1) Prepares invoices and tracks receivables2) Reviews labor charges for accuracy and prepares labor adjustments as required3) Monitors actual program costs, compares to plan and explains variances4) Assesses profit accrual rates5) Analyzes risk and funding issues6) Reconciles retained and WIP balances7) Performs month end close activities including use of the Oracle Projects financial system and preparation of monthly journal vouchers8) Prepares monthly internal and external reportingBS/BA in Accounting, Finance, Business Management, Business Operations Management Ability to learn how to perform complex financial cost and profit analysis as part of a product program team.Experience with Microsoft EXCEL, WORD and PowerpointAbillity to learn advanced computer applications such as Oracle ProjectsWorking knowledge of GAAPKnowledge of CAS/FAR helpfulKnowledge of job order costing helpfulBasic analytical and interpersonal skillsTeam player with a "can do"
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10/6/2009 - Wyomissing, PA - Outside Claim Representative Auto Liability - Philadelphia, PA Area
Travelers
Committed. Competitive. Constructing our Future. That's Travelers. We are one of the leading insurance companies in the United States. Our superior financial strength and consistent record of strong operating returns mean security for our customers - and opportunities for our employees. You will find Travelers to be full of energy, and a workplace in which you truly can make a difference. Job Title Outside Claim Representative Auto Liability Location PA Claim Center (Philadelphia area) TERRITORY: Philadelphia area (Counties of Bucks, Montgomery) SUMMARY: Conduct coverage investigation and analysis, outside liability investigation and analysis, evaluation of bodily injury, property damage claims, negotiation and resolution of auto bodily injury claims (personal and commercial lines) and homeowners liability claims. Make face-to-face, same day contact with claimants and insureds, provide outstanding customer service, and adhere to company Best Practices. Promptly manage claims by completing essential functions and assure files are appropriately documented and concluded. PRIMARY DUTIES: Timely coverage analysis and communication with insured based on application of policy information to facts or allegations of each case. Consult with Unit Manager on use of Claim Coverage Counsel. Investigate each claim through prompt contact with appropriate parties such as policyholders, accounts, claimants, law enforcement agencies, witnesses, agents, medical providers and technical experts to determine the extent of liability, damages, and contribution potential. Take necessary statements. Utilize available resources for additional activities / needs as required (nurse consultants, special investigators, property adjusters and other experts). Maintain claim files on an effective diary management system to ensure that all claims are handled timely. Document claim file activities in accordance with established procedures. At required time intervals, evaluate liability and damages exposure, and establish proper indemnity and expense reserves. Utilize evaluation documentation tools in accordance with department guidelines. Responsible for prompt and proper disposition of all claims within delegated authority. Negotiate disposition of claims with insureds and claimants or their legal representatives. Recognize and implement alternate means of resolution. Update appropriate parties as needed providing new facts as they become available, and their impact upon the liability analysis and settlement options. Recognize cases based on severity protocols to be referred to next level claim handler or Major Case Unit and refer on a timely basis. Fulfill specific service commitments made to certain accounts as outlined in Special Account Communication (SAC) instructions and inquiries from agents and brokers. EDUCATION/COURSE OF STUDY: College degree or equivalent in business discipline preferred. WORK EXPERIENCE: A minimum of one to two years of auto and homeowner (or GL) claim handling experience and one year bodily injury claim experience is preferred. COMMMUNICATION SKILLS: Strong written and verbal communication skills are essential. COMPUTER SKILLS: Strong keyboarding skills and basic PC familiarity are necessary. Also will be expected to be highly functional with laptop while in the field via wireless / Wi-Fi. OTHER: Ability to work independently in a virtual home office environment. Must be flexible to meet the service needs of our customers and business partners. Strong negotiation skills. Ability to handle multiple tasks simultaneously in a fast-paced environment. Independent decision making ability Auto appraisal skills are also a plus. This position requires either the use of a company car or 6,000+ reimbursement miles. Therefore, any offer of employment will be contingent on having a valid drivers license and upon receipt of an acceptable Motor Vehicle Report. Basic working level knowledge and skill in various business line products. Travelers is an equal opportunity employer and invites culturally diverse applicants to join our team. We actively promote a drug-free workplace.
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8/25/2009 - Mankato, MN - Investment Financial Consultant
U.S. Bancorp
At U.S. Bank, we pride ourselves on providing the very best investment vehicles to help our customers meet their personal financial goals. But the best products in the marketplace would fall short without dedicated and talented people just like you! We need focused and driven professionals to build trusted relationships, carry the desire to win, and ultimately drive our organizational success. In the critical role of Investment Financial Consultant, you will:Proactively reach out to potential customers and offer customized investment optionsBuild relationships with your clients to understand their financial goals and help ensure that they reach themTrain branch team members on our investment offerings and partner with them to recognize profitable opportunitiesBuild on your current sales skills and financial product knowledge with continued training, coaching, and corporate supportHave access to unparalleled opportunity with the 6th largest banking institution in the U.S.!Contacts and profiles customers to determine their financial goals, objectives and current financial position. Proactively recommends investment solutions to your clients from a variety of partners such as AIG, Allstate, Franklin Templeton, New York Life, MetLife, Putnam Investments, Hartford and more while complying with all pertinent laws, regulations and corporate policies. Trains branch staff on the services we offer and partner with them to recognize referral opportunities.Your Career is Here.
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10/19/2009 - Hunt Valley, MD - Auto Damage Claim Representative
Travelers
Committed. Competitive. Constructing our Future. That's Travelers. We are one of the leading insurance companies in the United States. Our superior financial strength and consistent record of strong operating returns mean security for our customers - and opportunities for our employees. You will find Travelers to be full of energy, and a workplace in which you truly can make a difference. Travelers, a leading provider of Auto, Liability, Property and Workers Compensation Insurance seeks talented, committed, professional team players to join our exciting, fast moving and growing Maryland claim organization located in Hunt Valley. As an Auto Damage Claim Representative, you will find innumerable opportunities for career development in an exciting and constantly changing environment. You'll get the satisfaction of being an important part of people's lives. You'll find this at St. Paul Travelers, and much more. Auto Damage Claim Representative Duties and Responsibilities: Provides quality same day contact of involved parties. Review of coverage and resolution of coverage issues. Investigation and determination of liability. Investigation of fire and theft claims. Identification and investigation of possible fraud issues. Proper triage of vehicles to appropriate appraisal resource. Development of damage information (property damage). Resolution of auto property damage claims. Delivery of high-level customer service to policyholders, agents and claimants. Knowledge and Skills Requirements: Experience in handling auto claims is preferred. Strong communication and customer service skills. Excellent time management skills. Excellent organization and interpersonal skills. Ability to prioritize and multi-task. Proficient in the use of Windows based claim system (training can be provided to incumbent in necessary operation systems). If you enjoy field work and dealing with people, and are a problem solver who thrives on flexibility then submit a resume on line at www. travelers.com
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12/19/2009 - Evans, GA - Mortgage Loan Originator
Synovus
This is a 100% commissioned job. Calls on current affiliates, Realtors, and builders to solicit mortgage loans. Networks with agents, attorneys, CPAs, appraisers to develop referral base. Executes loan application process in full, and assists processor in gathering information needed to approve the loan. Participates in community activities in order to keep contacts fresh and better understand the local real estate market. Negotiates competitive fees and rates for the various loan programs. Generates new ideas to facilitate productivity and enhance customer service. Responsibility Level: Responsible for developing loan referrals and repeat loan business. Requires a high level of customer service and attention to detail. Works independently and must be a self-starter. Incumbents are expected to get along well with other employees, follow directions, work well under stress, and maintain acceptable attendance on the job. In order to be considered for this position, candidates must be eligible to work in the U.S. and will not need sponsorship from the employer now or in the future, in order to obtain, extend or renew authorization to work in the United States. Synovus Mortgage is an Equal Opportunity Employer supporting Diversity in the workplace. M/F/V/D
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1/30/2010 - Reading, PA - Mortgage Originator
M&T Bank Corporation
This position is located in Reading, PADID YOU KNOW: M&T Bank made Forbes Magazines 400 Best Big Companies list for the 10th time this year, that weve been in business for over 150 years and are one of the nations top 20 bank holding companies with close to $66 billion in assets? Within our Mortgage team, we already have a seasoned group of professionals who specialize in creative outside sales, superb customer service and producing amazing results! In this position, you will play an integral role in growing M&Ts Mortgage presence in the market! OVERALL GOAL OF POSITION:To work with existing and new customers who are interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and/or other residential mortgage programs that best meet their financial needs and objectives.CUSTOMER SERVICE GOALS:To Interview applicants and collect/ analyze information regarding their income,assets, debts and credit data as well as their needs, desires, and earnings, obtain and analyze pertinent financial and credit data. - Independently assesses applicants credit worthiness and determine productsthat best meet the customers needs and financial circumstances and advisespotential borrowers regarding the advantages and disadvantages of differentfinancial products. - Make recommendations to customers regarding other bank products or toalternative lending vehicles. - Represent the bank in the community and related functions to identify,develop and promote additional business. SALES GOALS: -To cultivate new mortgage business. Market, service and promote the banksmortgage products. This includes the solicitation of residential first mortgagesthrough contacts with Realtors, builders, and developers. Regularly works at abank facility, but may be required to travel to and work at prospective customers'homes or business locations. -Ensure lending compliance with all origination procedures including bank policiesand procedures and regulatory requirements. -Independently monitor trends and developments in the local real estate market, aswell asthe changing rules and regulations pertaining to both private and governmentinsured mortgages.WHAT YOU NEED TO BE SUCCESSFUL: -Two (2) to three (3) years current mortgage sales experience in the existing market. -An existing pipeline of business with a stable Center of Influence in the market. -A thorough knowledge of FHA/VA regulations, conventional loan requirements andReal Estate law. -General knowledge of personal computers and software programs. -Strong mathematical skills. -Self-motivated and well organized. Excellent verbal and written communicationskills and the ability to interact with individuals at all income levels in aprofessionalmanner. -Demonstrated ability to work independently and to follow through on details tocompletionand the ability to work under critical time constraints.
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